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Why do you need a monthly budget? Having a budget will help you get out of debt and keep you out of debt. It allows you to create a spending plan for your money so you know exactly where it’s going every month.
Having a budget will help you prepare for an emergency. Emergencies always seem to happen at the worst time, what if you suddenly lose your job, have a death in the family, become sick or disabled, how will your family cope with the added expenses? A budget will help you set up an emergency fund.
Tracking your expenses will help you set realistic goals.
I really love Dave Ramsey’s Debt snowball method to pay off debt.
Read how to do it HERE
Use Dave Ramsey’s Free Budget tool to set up a monthly budget.
Live and work like no other, so that one day you can live and give like no other!